Markets
Finnhub
US equities + crypto quotes with a Yahoo Finance fallback for resilience.
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Investing, finally on your phone.
Stocks, crypto, and a US-dollar wallet — in one tap.
Prosper is the mobile-first investing app for the next billion accounts. Real KYC, real settlements, no spreadsheet pretending to be a brokerage.
Tier 1 KYC
< 90s
Selfie + ID via Zauthy. Tier 2/3 unlock higher limits.
Ledger
Atomic
Server-authoritative balances, FOR UPDATE row locks, full audit trail.
Security
3-layer
Biometric · passcode · TOTP - per-action gated.
Investing finally caught up to your phone.
Every part of the experience - onboarding, funding, trading, withdrawing - was rebuilt for a screen you hold in one hand.
Real-time markets
Finnhub-powered quotes for US equities and global crypto, with Yahoo Finance candles as a cached fallback when upstream wobbles.
Three-tier verification
Identity (Zauthy selfie + ID), proof of address, and a short financial survey - each tier unlocks higher deposit and withdrawal limits, admin-configurable per action.
Multi-rail funding
Stripe (card, ACH, Apple Pay, Google Pay), Paystack across NGN / GHS / KES / ZAR / EGP, and on-chain crypto deposits - all HMAC-verified on the webhook.
Brokerage-grade auth
Face / Touch ID, 6-digit passcode, and Google Authenticator-compatible TOTP - composable per-action gates on trades, transfers, and withdrawals.
Live news pipeline
A 3-hour cron pulls Finnhub headlines into a local cache and serves them to both the mobile app and the public /news page - no third-party widgets.
Refer & Earn
Lazy-generated referral codes, a 90-day attribution cookie, and admin-tunable reward + minimum-deposit knobs that credit automatically on a qualifying first deposit.
From Get Started to your first trade.
A warm-up screen, an email + phone signup, a tiered verification flow, and an atomic ledger sitting behind every buy and sell.
01
Sign up
Land on the Get Started warm screen, then create an account with email + phone. Biometrics and a 6-digit passcode are wired in on first launch.
02
Verify identity
Tier 1 (Zauthy selfie + ID) clears in under 90 seconds and lets you trade. Add proof of address and a short income survey to lift deposit and withdrawal caps.
03
Fund and trade
Top up via Stripe, Paystack, or on-chain crypto - every webhook is HMAC-verified. Place fractional buys and sells against an atomic ledger with admin-configurable commission + spread.
Trade pricing is commission + spread per SiteSettings. Funding rails and per-tier limits are admin-tunable in the dashboard.
Notes from the trading desk.
Plain-English explainers on how the markets work and why mobile changed the game.
How mobile finally killed the paper brokerage.
Robinhood was a thesis, not an app. We trace how the same thesis is now reshaping every emerging market.
The real cost of a 90-day KYC turnaround.
Every extra day between signup and first trade is a customer you already lost. The numbers are brutal.
Why "balance integrity" is the product, not a feature.
A brokerage that double-spends a withdrawal once is a brokerage that loses every customer. Here’s the boring plumbing that prevents it.
Markets, in real time.
Top headlines across stocks, crypto, and FX. Refreshed every few hours.
See all stories →
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Spot bitcoin ETFs attracted nearly $1 billion on Monday, the 9th largest inflow ever
Bitcoin ETFs flirt with $1B as inflows hit 2026 high
Animoca puts Currenc merger on ice, delaying its Nasdaq debut
Investing went mobile. Make it yours.
Top One is available now on iOS, Android, and as a direct .apk.